An insured can go for treatment and walk out without paying the bills, as they are directly settled by Apollo Munich. Thus, this facility of cashless mediclaim has been found useful by myriad of people.
The hospitals bills can be settled by two different ways:-
If the hospitalization is planned, i.e., when an insured knows few days beforehand that he/she will be hospitalized, it is better to inform your insurer.
If the hospitalization is in emergency, then a family member of an insured should inform it to the TPA or to the insurer.
It is always better to read the policy wording properly, know about its coverage limits, benefits and other facilities so that an insured might not have to face any issue at the last moment.
Apollo Munich has brought several mediclaim plans that offer health or medical cover to an insured and make it easy for him/her to avail medical treatment without worrying for expenses incurred. There are health insurance plans, accident insurance plans and travel insurance plans that offer financial coverage at different situation of life..
The company also gives an access to an insured for calling company’s representative and discussing about the doubts in mind. At the time of claim settlement, a person can also call at toll-free number and discuss about the relevant details for documents required to be submitted or about the claim status.
All these plans have simple and easy-to-understand policy wordings that clearly explain the coverage limits and other associated benefits. A person should not forget to read exclusion section so that there is no misunderstanding about the covered and uncovered perils