be in the canopy of the health insurance company.
Insure Health offers a wide health cover for individuals who understand the significance of a healthy living. A person can obtain Insure Health product either from an Apollo Munich's agent or online. He/ She can choose his/her sum assured option, which vary with coverage limit.
The Insure Health plan can be issued to:-
an individual or a family (the spouse, dependent parents and dependent children).
an individual between the age group of 5- 50 years. A dependent child can be covered from the 91st day, if both of the parents are covered under the same plan.
- Inpatient hospitalization-- It includes all expense incurred during hospitalization
- Post-hospitalization—1% of the admissible amount can be claimed by an insured towards post-hospitalization expenses.
- Pre-hospitalization—1% of the admissible amount can be claimed by an insured towards pre-hospitalization expenses.
- Organ Donor—An insured can claim for the expenses incurred for harvesting of organ donated.
- Day-care procedures—An insured can claim 140 enlisted day care procedures, which require hospitalization for less than 24 hours.
- Ayush—An insured can avail medical expenses for inpatient Unani, Ayurveda, Homeopathy and Sidha treatment, up to 10% of the sum insured.
The Insure Health Policy is valid till the policy holder reaches the age of 75 years. The policy offers a discount on the policy if 2 or more members of the family are covered by the same policy. The policy covers the family on an individual sum insured basis. At the time of renewal too, the policy offers customers a discount.
As with all the Apollo Munich plans, the policy wordings of the Insure Health Policy are also written in simple language. Customers can understand the claim procedure with ease too. All the policy brochures, policy wordings, claim forms, and other relevant policy documents are available on the Apollo Munich Website. With the plan designed to give customers complete protection from all kinds of medical problems, and the fact that it takes very little time to purchase the plan, it is no wonder that the policy is popular.