It is a top-up health insurance plan that can be issued to the individual and/or the family. To fulfill the health needs of people at large this plan offers coverage for the expenses of pre and post- hospitalization, in- patient treatment and 140 day care procedures as mentioned in the policy. It also safeguards the insured from the expenses incurred while availing of medical treatment at home under the domiciliary treatment benefit.
In addition Optima Plus offers life-long renewal facility. This enables the person to take the benefit of health coverage for an extended period of time. In this way it becomes a comprehensive health plan. This plan is available at cost effective rates that resolve the affordability issue for people. It is a simple to understand and easy to afford health plan.
Apollo Munich aims at increasing the number of insured in the country. Optima Plus is a plan that contributes greatly to this objective. This is a plan that comes with no maximum cover ceasing age. Also it offers a discount of 7.5% on the premium amount if you choose the policy for a time period of 2 years.
It is a plan that gives an option of waiving the deductible between the age of 58- 60. The deductible is the specific amount that the policy holder is supposed to pay for his/ her health care expenses in case there is a need for hospitalization before any benefit from the policy can be availed. This plan can provide the basic health insurance along with the promise of several other healthcare benefits. The insured can enjoy the wide coverage benefits for a lifetime.
Also it incorporates the easy portability service. It allows the person to avail of the policy by getting transferred from any other policy. Moreover it offers health protection to dependent family members at a reasonable cost. It covers the self, spouse, dependent parents and dependent children under one umbrella. Thus the insured is just required to pay a single premium instead of paying it separately for each member. To make it more beneficial, the insurer offers an added advantage of 10% family discount in case 2 or more family members are included in the plan.
Avail all the mentioned benefits by paying a reasonable insurance cost of Optima Plus.