Health insurance is a provision that takes care of our healthcare needs. It is meant to ventilate healthcare worries paving smooth way for stress free treatment. With financial coverage, the insured can live life with mental peace. However, only those who acquire the coverage realize the importance and the relevance of a health cover.
Even today, there are many people who take health insurance for granted. Not giving much importance to it, they prefer to pay from their pocket and remain exposed to health related complexities. However, it is important to realize the significance and the role of a health insurance policy in life.
Considering its usage and need for survival for all, health insurance companies have emerged with variety of plans. They are ready to serve people with required coverage. On the basis of regular research, they keep a track of changing healthcare needs of people. Thus, formulating plans as per their need, they aim at improving healthcare conditions at large. With this view, wide range of choice is made available to people. Offering the health insurance coverage for senior citizens, the insurers live up to their promise of taking care of healthcare needs of all individuals.
Health insurance for senior citizens covers them against the health risks in later stages of life. It assist with financial support at the age of retirement. The health insurance coverage empowers the elderly people to cope with unforeseen medical emergencies without any complication. To provide people with affordable option, Apollo Munich Health Insurance has emerged with a comprehensive plan like Optima Senior. It is a plan comprised of amazing features, designed specifically for senior citizens. So, if your parents or grandparents are still uncovered and you want to secure their health future, here is a wonderful option.
Optima Senior comes with the sum insured options of 2 lakhs, 3 lakhs and 5 lakhs. It enable the person to opt for higher sum insured so as to enjoy wide ranging benefits. With no maximum cover ceasing age, the individual can enter the plan at any time after the age of 61 years. Besides this, the policy incorporates several other features that makes it coverage complete and unique. Once insured under this plan, one can enjoy
- Cashless hospitalization in across 4000 network hospital in over 800 cities
- Lifelong Renewal to enjoy the coverage for whole life
- No Claim Discount of 5% on renewal premium payable after every claim free year
- E- Opinion for listed critical illnesses from specified medical panel
- Portability to be able to get the coverage transferred from any other health insurance company with due allowances for waiting period
- No claim based loading for having made the claim before
Inclusive all such features, Optima Senior provides appropriate coverage in return of the investment made. In addition to this, the insured is offered 5% discount for getting self and spouse insured under the same health cover and an additional discount of 7.5% for taking the coverage for 2 years. Beside this, the policy coverage also entitles the individual to tax benefits under section 80D of Income Tax Act.
Hence, solution is right here at your access. There is just a need to get hold of one and enjoy hassle free healthcare in times of need. With senior health insurance plan like Optima senior you can gift your elders a secured future in those years of life when the person is most expected to face illness or fall ill.
To know more about another innovative plan from Apollo Munich (Optima Restore), see here.
